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Get Matched Free →ECICOG First Time Homebuyer Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $35,000
Fully forgiven at the end of a 5 to 10 year retention period (period depends on assistance amount) if the buyer keeps the home as their primary residence.
Eligibility
- Income limits: Household income at or below 80% Area Median Income for family size
- First-time buyer required: Yes — Must be a first-time homebuyer (no home ownership within the past 3 years, per HUD definition).
- Geographic restrictions: Available only in Benton, Iowa, Johnson, Jones, and Washington Counties.
- Homebuyer education required: Yes
How to Apply for ECICOG First Time Homebuyer Down Payment Assistance Program
Contact the East Central Iowa Council of Governments through their website or by phone to confirm eligibility, request an application, and coordinate with a participating lender. Applicants must also complete HUD-approved homebuyer education.
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