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Eden Prairie First-Time/First-Generation Homebuyer Program

Administered by:

City of Eden Prairie Housing and Community Services
· City · Deferred Loan

Funding status: Active

How much assistance

,000 to ,000

Zero-interest deferred loan. Repayment terms apply if home is sold or no longer used as primary residence.

Eligibility

  • Income limits:
    Moderate- to low-income households; income limits revised annually by City. Applicants must sign an attestation that neither they nor their parents have previously owned a home.
  • First-time buyer required: Yes
    Must be a first-time homebuyer AND a first-generation homebuyer (neither applicant nor parents have previously owned a home).
  • Geographic restrictions:
    Property must be located within the City of Eden Prairie, MN.
  • Homebuyer education required: Yes

How to Apply for Eden Prairie First-Time/First-Generation Homebuyer Program

Step 1: Contact Eden Prairie Housing and Community Services staff at 952-949-8486. Funds may be used for up to 50% of down payment, up to 100% of closing costs (not exceeding ,500), or to reduce mortgage principal up to 15% of purchase price.

Notes

Newer program targeting first-generation buyers. Reported launching in March 2026 per Eden Prairie Local News. Verify current funding status with the City.

Cities Where This Program Is Available