See programs you qualify for
Get Matched Free →Fort Collins EPIC (Employment-based Purchasing Initiative)
Funding status: Active
How much assistance
Up to 20% of the contract purchase price or $30,000, whichever is less
Down payment assistance second mortgage; specific repayment and forgiveness terms vary by program tier and borrower profile.
Eligibility
- Income limits: Households earning at or below 80% of Area Median Income for Larimer County.
- First-time buyer required: Yes — Available to first-time homebuyers.
- Geographic restrictions: Property must be located in Fort Collins. Must use FirstBank as the primary mortgage lender.
- Homebuyer education required: Yes
How to Apply for Fort Collins EPIC (Employment-based Purchasing Initiative)
Start by completing a HUD/CHFA-approved homebuyer education class through Neighbor to Neighbor at 970-484-7498. Apply with FirstBank as the primary mortgage lender; the City partners with Impact Development Fund to administer the assistance. For questions, contact Tamra Leavenworth at tleavenworth@fcgov.com or 970-416-4366.
Notes
EPIC replaces the older direct City of Fort Collins homebuyer loan program. Funded by federal CDBG and HOME funds plus the City's Affordable Housing Fund. Specifically requires FirstBank as primary lender.