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Fort Collins EPIC (Employment-based Purchasing Initiative)

Administered by:
City of Fort Collins (administered by Impact Development Fund, FirstBank as primary lender)
· City · Deferred Loan
Funding status: Active

How much assistance

Up to 20% of the contract purchase price or $30,000, whichever is less
Down payment assistance second mortgage; specific repayment and forgiveness terms vary by program tier and borrower profile.

Eligibility

  • Income limits: Households earning at or below 80% of Area Median Income for Larimer County.
  • First-time buyer required: Yes — Available to first-time homebuyers.
  • Geographic restrictions: Property must be located in Fort Collins. Must use FirstBank as the primary mortgage lender.
  • Homebuyer education required: Yes

How to Apply for Fort Collins EPIC (Employment-based Purchasing Initiative)

Start by completing a HUD/CHFA-approved homebuyer education class through Neighbor to Neighbor at 970-484-7498. Apply with FirstBank as the primary mortgage lender; the City partners with Impact Development Fund to administer the assistance. For questions, contact Tamra Leavenworth at tleavenworth@fcgov.com or 970-416-4366.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)