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Greater Des Moines Habitat for Humanity Homeownership Program

Administered by: Greater Des Moines Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with below-market interest rate (Zero-Interest Loan)

Not applicable - this is the purchase mortgage itself, structured for affordability.

Eligibility

  • Income limits: Gross household income between $39,000 and 80% of area median income.
  • First-time buyer required: No
  • Geographic restrictions: Serves Polk, Dallas, and Jasper counties in central Iowa.
  • Homebuyer education required: Yes

How to Apply for Greater Des Moines Habitat for Humanity Homeownership Program

Step 1: Apply through Greater Des Moines Habitat for Humanity. Selection is based on three criteria: need for housing, ability to pay, and willingness to partner. Partner families complete 300-400 hours of sweat equity plus homeownership education. Contact 515-471-8686.

Notes

Blueprint to Homeownership is a companion free advising program for Central Iowa residents who are not yet ready for a Habitat home.

Cities Where This Program Is Available