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Get Matched Free →Grand Forks Community Land Trust
Funding status: Active
How much assistance
Reduced home purchase price; CLT retains ownership of the land while buyer owns the structure; additional assistance for households at or below 80% AMI
Buyer agrees to limit equity by sharing a portion of appreciation at resale, keeping the home affordable for future CLT buyers.
Eligibility
- Income limits: Total household income cannot exceed 120% of area median income. Households at or below 80% AMI may qualify for additional assistance.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Buyer must be an adult resident or intended resident of Grand Forks County.
- Homebuyer education required: Yes
How to Apply for Grand Forks Community Land Trust
Browse available CLT homes on gfclt.org and contact GFCLT to begin the qualification process. GFCLT does not provide mortgage financing directly; buyers must qualify with a participating local lender. Buyers must agree to the CLT ground lease, which limits resale appreciation in exchange for permanent affordability.
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