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Greater Jackson Habitat for Humanity Homeownership Program

Administered by: Greater Jackson Habitat for Humanity · Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Affordable homes with zero or very little down payment; grant programs cover down payment and closing costs (Repayable Loan)

Not applicable - affordable mortgage terms

Eligibility

  • Income limits: Low to moderate income families
  • First-time buyer required: Yes
  • Geographic restrictions: Jackson County
  • Homebuyer education required: Yes

How to Apply for Greater Jackson Habitat for Humanity Homeownership Program

Step 1: Fill out a Homeowner Interest Form on the Greater Jackson Habitat website to get started. The program is open year-round with no restricted enrollment dates. The process typically takes 12-18 months.

Notes

On a mission to build 20 homes by 2028. Has access to federal and state grant programs that can cover down payment, closing costs, and gap funding. Process includes working with a counselor on credit, debt, and savings goals.

Cities Where This Program Is Available