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Greater Lynchburg Habitat for Humanity Homeownership Program

Administered by:
Greater Lynchburg Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Open

How much assistance

No-interest mortgage with payments capped at 30% of household income
No interest charged on mortgage. Monthly payments set at no more than 30 percent of household income.

Eligibility

  • Income limits: 30-80% AMI
  • First-time buyer required: No
  • Geographic restrictions: City of Lynchburg, Amherst County, Appomattox County, Bedford County, and Campbell County
  • Homebuyer education required: Yes

How to Apply for Greater Lynchburg Habitat for Humanity Homeownership Program

Visit the Greater Lynchburg Habitat for Humanity website at lynchburghabitat.org to learn about the application process and upcoming information sessions.

Attend a required homebuyer information session to learn about qualifications and program expectations.

Submit a full application during an open application period, including proof of income, residency, and housing need.

If selected, complete financial literacy classes, sweat equity hours, and other partnership requirements before closing on your home.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)