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GROW South Dakota Down Payment Assistance

Administered by:

GROW South Dakota

· State · Deferred Loan

Funding status: Active

How much assistance

$5,000 to $10,500

0% interest, deferred payment, 30-year second mortgage. No monthly payments; balance due on sale, refinance, or maturity.

Eligibility

Income limits: At or below 80% Area Median Income (AMI).
First-time buyer required: No
Credit score minimum: 640
Geographic restrictions: Available statewide in South Dakota.
Homebuyer education required: Yes

Free eligibility check

Up to $10,500 in assistance. Check if you qualify for GROW South Dakota Down Payment Assistance.

Free
No credit check
Takes 2 minutes

Are you a first-time homebuyer?

Yes No Not sure

Question 1 of 6

housebuyerguides

How to Apply for GROW South Dakota Down Payment Assistance

Contact GROW South Dakota at (605) 698-7654. Complete a NeighborWorks Homebuyer Education Course (certificate must be issued at least 48 hours prior to closing) and provide a $500 borrower contribution for the CDFI Deferred DPCC product.

Free eligibility check

See every program you may qualify for

Free
No credit check
Takes 2 minutes

How soon are you looking to buy?

Within 30 days 1–3 months 3–6 months 6–12 months Just researching

Question 1 of 6

housebuyerguides

Visit program website

Learn More About Homebuying in South Dakota

Cities Where This Program Is Available (11 cities across 1 state)

South Dakota (11 cities)

Available Statewide In

South Dakota