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HABD Homeownership Program

Administered by:
Housing Authority of the Birmingham District (HABD)
 · City · Deferred Loan
Funding status: Active

How much assistance

Affordable homes at below-market prices on HABD-owned sites
Terms vary by property. Contact HABD for current pricing and terms.

Eligibility

  • Income limits: Minimum annual income of $15,000; maximum income below 80% of AMI ($75,500 for Birmingham metro)
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions: HABD-owned properties in Birmingham including Tuxedo Terrace and Mason City.
  • Homebuyer education required: Yes

Free eligibility check

Check if you qualify for HABD Homeownership Program

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
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housebuyerguides

How to Apply for HABD Homeownership Program

Complete the HABD homeownership application and submit to homeownershipinfo@habd.net or drop off at 1826 3rd Avenue South, Birmingham, AL.

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  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
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Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)

Alabama (1 city)