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Get Matched Free →Habitat for Humanity Chicago
Funding status: Active
How much assistance
Below-market home with 0% interest mortgage (Zero-Interest Loan)
No interest. Borrower pays only for the subsidized cost of the home over the loan term.
Eligibility
- Income limits: Typically 30-80% AMI depending on program track.
- First-time buyer required: Yes — Has not owned a home in the past 3 years.
- Geographic restrictions: Chicago (varies by Habitat development).
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity Chicago
Step 1: Apply through Habitat Chicago. Complete sweat-equity hours, homebuyer education, and financial counseling. Must demonstrate need, ability to pay, and willingness to partner.
Notes
Habitat Chicago holds its own loans; terms stay the same for the life of the loan.