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Habitat for Humanity Chicago

Administered by:
Habitat for Humanity Chicago
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Below-market home with 0% interest mortgage
No interest. Borrower pays only for the subsidized cost of the home over the loan term.

Eligibility

  • Income limits: Typically 30-80% AMI depending on program track.
  • First-time buyer required: Yes — Has not owned a home in the past 3 years.
  • Geographic restrictions: Chicago (varies by Habitat development).
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Chicago

Apply through Habitat Chicago. Complete sweat-equity hours, homebuyer education, and financial counseling. Must demonstrate need, ability to pay, and willingness to partner.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (8 cities across 1 state)