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Habitat for Humanity of Clay and Yankton Counties Homeownership Program

Administered by:

Habitat for Humanity of Clay and Yankton Counties
· Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home sold at no profit with 0% interest mortgage

No forgiveness. Buyer pays a 0% interest mortgage for the life of the loan. Payment is sized to remain affordable.

Eligibility

  • Income limits:
    Income-eligible per Habitat selection criteria. Specific limits set annually.
  • First-time buyer required: No
  • Geographic restrictions:
    Applicant must live or work in Clay or Yankton County, South Dakota for the past 12 months.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Clay and Yankton Counties Homeownership Program

Step 1: Apply through Habitat for Humanity of Clay and Yankton Counties at habitatclayyankton.org or (605) 260-4224. Save $2,500 for closing costs, complete homebuyer education, and contribute sweat-equity hours. Must be a U.S. citizen or permanent legal resident.

Notes

Verify current application window directly with Habitat.

Cities Where This Program Is Available