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Habitat for Humanity of Dane County Homeownership Program

Administered by: Habitat for Humanity of Dane County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable new-construction home with zero-interest mortgage (Zero-Interest Loan)

Eligibility

  • Income limits: Household income at or below 60% of Dane County median income.
  • First-time buyer required: Yes — Must be a first-time homebuyer with inadequate current housing.
  • Credit score minimum: 620
  • Geographic restrictions: Must reside in Dane County for 12 months prior to applying.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Dane County Homeownership Program

Step 1: Attend a Habitat informational meeting. Submit an application. If selected, complete 275-425 hours of sweat equity. Home construction takes 12-18 months. Contact Habitat for Humanity of Dane County at (608) 255-1549.

Notes

Requires U.S. citizenship or permanent resident status. Minimum credit score of 620. Homes sold at no profit with 25-30 year zero-interest mortgage.

Cities Where This Program Is Available