Habitat for Humanity of the Eastern Panhandle Homeownership Program

Administered by: Habitat for Humanity of the Eastern Panhandle · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Zero-interest mortgage amortized over 20 years for affordable homes (Zero-Interest Loan)

Zero-interest mortgage repaid over 20 years.

Eligibility

  • Income limits: Must meet low-income guidelines set by Habitat for Humanity of the Eastern Panhandle
  • First-time buyer required: No
  • Geographic restrictions: Must purchase within Berkeley, Morgan, or Jefferson County, WV.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of the Eastern Panhandle Homeownership Program

Step 1: Contact Habitat for Humanity of the Eastern Panhandle at 304-263-3154 or visit their office at 630 W. Race St, Martinsburg, WV 25401. Applicants must complete 500 hours of sweat equity before occupying the home.

Notes

Founded in 1992. Builds energy-efficient, affordable houses. Partner families must demonstrate substandard living conditions and have a reportable source of income.

Cities Where This Program Is Available