See programs you qualify for
Get Matched Free →Habitat for Humanity of North Central Iowa Homeownership Program
Funding status: Waitlist
How much assistance
0% interest mortgage with sweat equity requirement (Zero-Interest Loan)
Eligibility
- Income limits: 20% to 60% of Area Median Income (AMI)
- First-time buyer required: No
- Geographic restrictions: Serves Cerro Gordo and Worth counties, Iowa
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of North Central Iowa Homeownership Program
Step 1: Contact Habitat for Humanity of North Central Iowa at 641-423-1688 or visit their office at 517 1st Street Northwest, Mason City, IA 50401. Applicants are evaluated on level of need, willingness to partner (including sweat equity hours), and ability to repay an affordable mortgage.
Notes
Habitat for Humanity of North Central Iowa was founded in 1994 as Cerro Gordo Area Habitat for Humanity and expanded in 1999 to include Franklin, Winnebago, Worth, and Hancock counties. Not currently accepting new homeownership applications as of April 2026; verify with Habitat directly.