Habitat for Humanity Wheeling Area
How much assistance
Varies (affordable home purchase) (Zero-Interest Loan)
No forgiveness — zero-interest mortgage repaid over affordable term.
Eligibility
- Income limits: Typically 30-60% of area median income per Habitat guidelines.
- First-time buyer required: No
- Geographic restrictions: Ohio and Marshall Counties
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity Wheeling Area
Step 1: Contact Habitat for Humanity Wheeling Area at (304) 232-7728 or visit their office to learn about current availability and eligibility requirements.
Step 2: Attend a Habitat informational session to understand the program, sweat equity requirements, and application process.
Step 3: Submit a completed application with required income documentation and personal references.
Step 4: If selected, complete the required sweat equity hours helping build your home or other Habitat projects.
Step 5: Complete homebuyer education and close on your new Habitat home with an affordable zero-interest mortgage.
Notes
Habitat builds and sells affordable homes to qualifying low-income families. Homebuyers contribute sweat equity hours (typically 200-400 hours) and purchase homes with zero-interest mortgages.