Habitat for Humanity Greater Birmingham Homeownership Program

How much assistance

Affordable home purchase with 0% interest mortgage (Zero-Interest Loan)

Homeowners pay an affordable monthly mortgage at 0% interest until the cost to build the home is fully repaid.

Eligibility

• Income limits: Low to moderate income families based on need
• First-time buyer required: No
• Geographic restrictions: Jefferson, Shelby, Walker, and St. Clair counties.
• Homebuyer education required: Yes

How to Apply for Habitat for Humanity Greater Birmingham Homeownership Program

Notes

Homebuyers must invest 300 hours of sweat equity and complete 10 hours of homeownership education workshops.

Cities Where This Program Is Available

• Vestavia Hills, AL
• Birmingham, AL
• Hoover, AL