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Habitat for Humanity Greater Birmingham Homeownership Program

Administered by:

Habitat for Humanity Greater Birmingham
· Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with 0% interest mortgage

Homeowners pay an affordable monthly mortgage at 0% interest until the cost to build the home is fully repaid.

Eligibility

  • Income limits:
    Low to moderate income families based on need
  • First-time buyer required: No
  • Geographic restrictions:
    Jefferson, Shelby, Walker, and St. Clair counties.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Greater Birmingham Homeownership Program

Apply directly to Habitat for Humanity Greater Birmingham. Call 205-780-1234.

Notes

Homebuyers must invest 300 hours of sweat equity and complete 10 hours of homeownership education workshops.

Cities Where This Program Is Available (3 citys across 1 state)