Habitat for Humanity of Greater Charlottesville Homeownership Program

Administered by: Habitat for Humanity of Greater Charlottesville · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with zero-interest mortgage. Monthly payments capped at no more than 30% of household income. (Zero-Interest Loan)

Zero-interest mortgage with affordable monthly payments.

Eligibility

  • Income limits: Must demonstrate need for affordable housing and ability to make affordable mortgage payments.
  • First-time buyer required: No
  • Geographic restrictions: Serves Charlottesville and surrounding area.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Greater Charlottesville Homeownership Program

Step 1: Contact Habitat for Humanity of Greater Charlottesville at (434) 293-9066 to apply. Must complete homebuyer education and sweat equity hours.

Notes

Also provides financial coaching and homebuyer education classes.

Cities Where This Program Is Available