Habitat for Humanity of Greater Cincinnati Homeownership Program
Funding status: Active
How much assistance
Homes sold at no profit with affordable mortgages. Monthly payments not to exceed 30% of household income including taxes and insurance. (Zero-Interest Loan)
Affordable monthly mortgage payments based on household income. No traditional forgiveness structure — homeowners pay an affordable mortgage over time.
Eligibility
- Income limits: Must demonstrate financial need. Income guidelines apply based on household size.
- First-time buyer required: No
- Geographic restrictions: Serves a nine-county region across Ohio, Kentucky, and Indiana centered on Greater Cincinnati.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Greater Cincinnati Homeownership Program
Step 1: Contact Habitat for Humanity of Greater Cincinnati at (513) 562-5433 or visit their website to learn about current homebuyer opportunities. Homebuyers must invest hundreds of hours of sweat equity alongside volunteers.
Notes
Largest nonprofit homebuilder in the Cincinnati region. Has built over 700 homes and completed nearly 800 critical home repairs. Homebuyers partner with Habitat, invest sweat equity, and pay an affordable mortgage.