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Habitat for Humanity of Greater Cincinnati Homeownership Program

Administered by:
Habitat for Humanity of Greater Cincinnati
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Homes sold at no profit with affordable mortgages. Monthly payments not to exceed 30% of household income including taxes and insurance.
Affordable monthly mortgage payments based on household income. No traditional forgiveness structure — homeowners pay an affordable mortgage over time.

Eligibility

  • Income limits: Must demonstrate financial need. Income guidelines apply based on household size.
  • First-time buyer required: No
  • Geographic restrictions: Serves a nine-county region across Ohio, Kentucky, and Indiana centered on Greater Cincinnati.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Greater Cincinnati Homeownership Program

Contact Habitat for Humanity of Greater Cincinnati at (513) 562-5433 or visit their website to learn about current homebuyer opportunities. Homebuyers must invest hundreds of hours of sweat equity alongside volunteers.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (3 cities across 1 state)