Greater Cleveland Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Homes sold at no profit with 0% interest mortgages. Minimal down payment and closing costs required. (Zero-Interest Loan)
Affordable monthly mortgage payments based on household income, not to exceed 30% of monthly income. No traditional forgiveness structure.
Eligibility
- Income limits: Must be between 30% and 80% of the Area Median Income.
- First-time buyer required: No
- Geographic restrictions: Currently building in Buckeye-Woodhill, Collinwood, and Mt Pleasant neighborhoods in Cleveland, and in Lorain County.
- Homebuyer education required: Yes
How to Apply for Greater Cleveland Habitat for Humanity Homeownership Program
Step 1: Contact Greater Cleveland Habitat for Humanity at (216) 429-1299 or visit their website to request an application. Homeowners must complete homeownership classes and contribute 200-300 hours of sweat equity.
Notes
Habitat does not give away homes. Homebuyers partner with Habitat, invest sweat equity, and pay an affordable 0% interest mortgage. Selection based on level of need, willingness to partner, and ability to repay.