Habitat for Humanity of Greater Providence Homeownership Program

Administered by: Habitat for Humanity of Greater Providence and East Bay · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with below-market terms (Zero-Interest Loan)

Affordable mortgage payments are recycled back into the community to build more homes.

Eligibility

  • Income limits: Household income between 30% and 60% of Area Median Income (AMI)
  • First-time buyer required: No
  • Geographic restrictions: Must reside in Central Falls, North Providence, Pawtucket, or Providence, Rhode Island.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Greater Providence Homeownership Program

Step 1: Monitor habitatpvd.org for application openings. Program requires 18-24 months of participation including sweat equity hours. Contact Habitat at (401) 831-5424 for more information.

Notes

Applicants invest hundreds of hours of sweat equity working alongside volunteers. Typical program timeline is 18-24 months before purchase. Applications open periodically.

Cities Where This Program Is Available