This program runs on a seasonal schedule. Applications and funding may only be available during part of the year.
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Get Matched Free →Habitat for Humanity of Greater Sioux Falls Homeownership Program
Funding status: Seasonal
How much assistance
Affordable mortgage capped at 30% of household gross income
Buyers receive an affordable mortgage from Habitat (the seller and lender). No forgiveness; payments continue for the life of the loan but are sized to remain affordable.
Eligibility
- Income limits: Low- to moderate-income households. Specific limits set annually; contact Habitat for current thresholds.
- First-time buyer required: No
- Geographic restrictions: Applicant must live or work within the Greater Sioux Falls area (Minnehaha, Lincoln, or Turner County) for the past 12 months.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Greater Sioux Falls Homeownership Program
Applications open annually in October. Contact Lisa, Homeowner Services Coordinator, at apply@siouxfallshabitat.org or (605) 274-6290. Complete 300 hours of sweat equity, attend homebuyer education classes, and save $2,500 for closing costs. Timeline from application to closing is typically 16-24 months.
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