Habitat for Humanity Mississippi Capital Area Homeownership

Administered by: Habitat for Humanity Mississippi Capital Area · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with 0% interest mortgage (Zero-Interest Loan)

30-year zero-interest mortgage with monthly payments between $450-$600 based on income.

Eligibility

  • Income limits: Must meet Habitat income guidelines (typically 30-80% AMI). Must be able to afford monthly payments of $450-$600.
  • First-time buyer required: No
  • Geographic restrictions: Must reside in Hinds County, Madison County, or Rankin County, MS.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Mississippi Capital Area Homeownership

Step 1: Contact Habitat for Humanity Mississippi Capital Area at (601) 353-6060 or visit 615 Stonewall Street, Jackson, MS. Applicants must complete up to 250 hours of sweat equity and attend homeowner education workshops.

Visit program website

Notes

Over 660 homes built since founding nearly 40 years ago. Program requires sweat equity participation and homebuyer education.

Cities Where This Program Is Available