Habitat for Humanity MS Gulf Coast Homeownership

Administered by: Habitat for Humanity of the Mississippi Gulf Coast · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with below-market financing (Zero-Interest Loan)

Affordable mortgage structured based on income. Terms vary by household.

Eligibility

  • Income limits: Total household income up to 120% of the Area Median Income (AMI).
  • First-time buyer required: No
  • Geographic restrictions: Must live or work in Harrison County, Jackson County, or Stone County, MS.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity MS Gulf Coast Homeownership

Step 1: Contact Habitat for Humanity of the Mississippi Gulf Coast at (228) 678-9100 or visit 2214 34th Street, Gulfport, MS 39501. Applicants are selected based on level of need, willingness to partner with Habitat, and ability to repay an affordable mortgage. The Home Direct program is available for buyers ready to purchase within 90 days.

Notes

Offers affordable mortgage financing, help with closing costs, free homebuyer education, and one-on-one support through the homebuying process. Lease-purchase option available to eligible buyers.

Cities Where This Program Is Available