Habitat for Humanity Jackson TN Area Homeownership Program

Administered by: Habitat for Humanity Jackson, TN Area, Inc. · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with 0% interest (Zero-Interest Loan)

Affordable monthly payments based on income; no interest charged on mortgage.

Eligibility

  • Income limits: Must meet low-to-moderate income guidelines for Madison County
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Residents of Madison County, TN
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Jackson TN Area Homeownership Program

Step 1: Submit an application package to Habitat for Humanity Jackson, TN Area. Complete required homebuyer education courses. Perform 200 to 400 hours of sweat equity on Habitat homes and at the Habitat ReStore. Pay $1,800 in closing costs, which can be paid in increments. Maintain or decrease your debt-to-income ratio while in the program. Contact Habitat for Humanity Jackson, TN Area at 1668 N Parkway, Jackson, TN 38301.

Visit program website

Notes

Participants must contribute sweat equity hours working on Habitat houses and at the ReStore. Program may have a waitlist. Verify current application status with the organization.

Cities Where This Program Is Available