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Get Matched Free →Habitat KC Down Payment Assistance Grant
Funding status: Active
How much assistance
Up to $10,000 toward down payment. (Grant)
This is a true grant and does not need to be repaid.
Eligibility
- Income limits: Household income must be at or below 80% of Area Median Income (AMI) as determined by HUD.
- First-time buyer required: Yes — Applicant must not have owned a home in the past three years.
- Geographic restrictions: Property must be under contract in Habitat KC's service area: Jackson, Platte, or Clay County in Missouri, or Wyandotte, Leavenworth, or Johnson County in Kansas.
- Homebuyer education required: No
How to Apply for Habitat KC Down Payment Assistance Grant
Step 1: 1. Get a property under contract in Habitat KC's service area. 2. Confirm your household income is at or below 80% AMI and that you have not owned a home in the past 3 years. 3. Confirm your debt-to-income (DTI) ratio is under 45%. 4. Submit the application and required documents through Habitat KC. 5. Habitat KC will review and approve or deny within 5 business days of receiving all documents.
Notes
Eligibility also requires a DTI ratio under 45%. Funding availability can change; verify current status with Habitat KC before making plans around this grant.