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Habitat KC Down Payment Assistance Grant

Administered by:
Habitat for Humanity Kansas City (in partnership with Health Forward Foundation)
· Nonprofit · Grant
Funding status: Active

How much assistance

Up to $10,000 toward down payment.
This is a true grant and does not need to be repaid.

Eligibility

  • Income limits: Household income must be at or below 80% of Area Median Income (AMI) as determined by HUD.
  • First-time buyer required: Yes — Applicant must not have owned a home in the past three years.
  • Geographic restrictions: Property must be under contract in Habitat KC's service area: Jackson, Platte, or Clay County in Missouri, or Wyandotte, Leavenworth, or Johnson County in Kansas.
  • Homebuyer education required: No

How to Apply for Habitat KC Down Payment Assistance Grant

  1. Get a property under contract in Habitat KC's service area.
  1. Confirm your household income is at or below 80% AMI and that you have not owned a home in the past 3 years.
  1. Confirm your debt-to-income (DTI) ratio is under 45%.
  1. Submit the application and required documents through Habitat KC.
  1. Habitat KC will review and approve or deny within 5 business days of receiving all documents.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (9 cities across 1 state)