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Habitat for Humanity Kent County Homeownership Program

Administered by: Habitat for Humanity Kent County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage based on ability to pay (housing costs not to exceed 35% of gross income) (Zero-Interest Loan)

N/A - standard affordable Habitat mortgage

Eligibility

  • Income limits: Up to 80% of Area Median Income
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Kent County, Michigan
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Kent County Homeownership Program

Step 1: Contact Habitat Kent at (616) 774-2431. Applicants must demonstrate need for housing, willingness to complete homeownership education, and ability to make affordable mortgage payments. Sweat equity hours are required.

Notes

Established in 1983. 94% homeowner success rate. Has served more than 450 families. Recently launched $33.6 million initiative to add 100 new and rehabbed affordable housing units.

Cities Where This Program Is Available