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Habitat for Humanity Lake County Homeownership Program

Administered by: Habitat for Humanity Lake County, Illinois · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with 0% interest mortgage (no down payment required) (Zero-Interest Loan)

Homebuyer partners build sweat equity and purchase the home with a 0% interest mortgage priced at or below appraised value.

Eligibility

  • Income limits: Low-income households demonstrating need, ability to pay, and willingness to partner.
  • First-time buyer required: No
  • Geographic restrictions: Applicants must have lived in Lake County for the past 24 months.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Lake County Homeownership Program

Step 1: Apply to Habitat for Humanity Lake County, Illinois. Must demonstrate 24 months of Lake County residency, legal U.S. residency status, and willingness to complete sweat equity hours and financial education classes.

Cities Where This Program Is Available