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Habitat for Humanity Lakeside Homeownership Program

Administered by: Habitat for Humanity Lakeside · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

0% interest mortgage for affordable homeownership (Zero-Interest Loan)

No-profit, no-interest mortgage repaid over time.

Eligibility

  • Income limits: Total family income must fall between 30% and 60% of Area Median Income for Sheboygan County.
  • First-time buyer required: No
  • Geographic restrictions: Must have lived or worked in Sheboygan County for at least 6 months at time of application.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Lakeside Homeownership Program

Step 1: Contact Habitat for Humanity Lakeside at 920-458-3399. Applicants must demonstrate need for adequate housing, ability to pay a Habitat mortgage, and willingness to partner with Habitat through 250-500 sweat equity hours. Must attend homebuyer education classes. Must be a U.S. citizen or permanent resident.

Notes

Application process takes 18-24 months. Cannot have filed for bankruptcy within the past 3 years. Must not have outstanding collections, liens, or judgments that cannot be paid off by closing.

Cities Where This Program Is Available