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Habitat for Humanity Macomb County Homeownership Program

Administered by: Habitat for Humanity Macomb County · Nonprofit · Forgivable Loan

Funding status: Active

How much assistance

Below-market-price homes with 25-year affordable mortgage; $1,000 down payment required (Forgivable Loan)

Affordable 25-year mortgage with payments capped at affordable levels.

Eligibility

  • Income limits: Minimum income of $33,350 for a single person; higher for larger households.
  • First-time buyer required: Yes — First-time homebuyer.
  • Credit score minimum: 630
  • Geographic restrictions: Must purchase in Macomb County.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Macomb County Homeownership Program

Step 1: Apply through Habitat for Humanity Macomb County. Must demonstrate housing need, have a credit score of 630+, debt-to-income ratio under 40%, no bankruptcy in past 2 years, no delinquent student loans or child support. Complete 250 sweat equity hours. Pay $1,000 down payment.

Notes

Home Buyer Program is seasonal and may be paused at certain times. Contact macombhabitat.org for current availability. 250 sweat equity hours required from adult family members.

Cities Where This Program Is Available