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Get Matched Free →Habitat for Humanity Macomb County Homeownership Program
Funding status: Active
How much assistance
Below-market-price homes with 25-year affordable mortgage; $1,000 down payment required (Forgivable Loan)
Affordable 25-year mortgage with payments capped at affordable levels.
Eligibility
- Income limits: Minimum income of $33,350 for a single person; higher for larger households.
- First-time buyer required: Yes — First-time homebuyer.
- Credit score minimum: 630
- Geographic restrictions: Must purchase in Macomb County.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity Macomb County Homeownership Program
Step 1: Apply through Habitat for Humanity Macomb County. Must demonstrate housing need, have a credit score of 630+, debt-to-income ratio under 40%, no bankruptcy in past 2 years, no delinquent student loans or child support. Complete 250 sweat equity hours. Pay $1,000 down payment.
Notes
Home Buyer Program is seasonal and may be paused at certain times. Contact macombhabitat.org for current availability. 250 sweat equity hours required from adult family members.