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Habitat for Humanity Macomb County Homeownership Program

Administered by:
Habitat for Humanity Macomb County
· Nonprofit · Forgivable Loan
Funding status: Active

How much assistance

Below-market-price homes with 25-year affordable mortgage; $1,000 down payment required
Affordable 25-year mortgage with payments capped at affordable levels.

Eligibility

  • Income limits: Minimum income of $33,350 for a single person; higher for larger households.
  • First-time buyer required: Yes — First-time homebuyer.
  • Credit score minimum: 630
  • Geographic restrictions: Must purchase in Macomb County.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Macomb County Homeownership Program

Apply through Habitat for Humanity Macomb County. Must demonstrate housing need, have a credit score of 630+, debt-to-income ratio under 40%, no bankruptcy in past 2 years, no delinquent student loans or child support. Complete 250 sweat equity hours. Pay $1,000 down payment.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (7 cities across 1 state)