Habitat for Humanity MidOhio Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with no-interest or low-interest financing. Home purchase price based on construction costs, significantly below market value. (Zero-Interest Loan)
Affordable monthly mortgage payments based on household income. No traditional forgiveness structure — homeowners pay an affordable mortgage.
Eligibility
- Income limits: Must demonstrate financial need. Income guidelines apply based on household size.
- First-time buyer required: No
- Geographic restrictions: Serves central Ohio including Columbus and Franklin County.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity MidOhio Homeownership Program
Step 1: Contact Habitat for Humanity MidOhio at (614) 484-1966 or email buildyourdream@habitatmidohio.org to request an application. Homeowners must invest hundreds of hours of sweat equity in the construction of their home.
Notes
Habitat does not give away homes. Homebuyers partner with Habitat to build or rehabilitate a home and pay an affordable mortgage. Selection based on level of need, willingness to partner, and ability to repay.