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Get Matched Free →Habitat for Humanity of Morgan County Homeownership Program
Funding status: Active
How much assistance
Zero-interest mortgage on Habitat-built or renovated home; monthly payments capped at 30% of gross income
Zero-interest mortgage repaid through affordable monthly payments not exceeding 30% of gross monthly income at time of purchase.
Eligibility
- Income limits: Must meet low-income guidelines (typically 30-80% AMI for Morgan County)
- First-time buyer required: No
- Geographic restrictions: Serves Decatur, Hartselle, and surrounding communities in Morgan County, Alabama.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Morgan County Homeownership Program
Contact Habitat for Humanity of Morgan County at 256-340-9609 to learn about the application process. Applicants must complete 230 hours of sweat equity on construction sites and the ReStore, and successfully pass HomeWorks homebuyer education and financial literacy classes. The process typically spans 12-24 months.
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