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Habitat for Humanity of Omaha Home Journey Program

Administered by:

Habitat for Humanity of Omaha
· Nonprofit · Government-Insured Mortgage

Funding status: Active

How much assistance

Affordable home with 30-year mortgage; may include down payment assistance

Mortgage payments are reinvested to fund future Habitat homes; no traditional forgiveness.

Eligibility

  • Income limits:
    Generally targets families with low-to-moderate incomes; specific limits set by Habitat at intake.
  • Purchase price limit: $300,000
  • First-time buyer required: No
  • Geographic restrictions:
    Service area covers Douglas, Sarpy, Washington, Burt, and Cass Counties in Nebraska.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Omaha Home Journey Program

Step 1: Apply online or contact Habitat Omaha at 402-257-5657 or homeownership@habitatomaha.org. Applications evaluated within 30-45 days. Approved buyers complete up to 275 hours of sweat equity before purchase.

Notes

Habitat targets keeping its homes priced around $300,000 or less. Sweat equity hours are mandatory.

Cities Where This Program Is Available