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Get Matched Free →Habitat for Humanity of Oshkosh Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with 0% interest (home sold at no profit) (Zero-Interest Loan)
Monthly mortgage payments based on household income. Includes principal, property taxes, and homeowners insurance (escrow).
Eligibility
- Income limits: Gross annual income between 30% and 80% of median income for Oshkosh-Neenah area, based on family size
- First-time buyer required: No
- Credit score minimum: 525
- Geographic restrictions: Must live or work in Oshkosh, Omro, or Winneconne for at least 6 months prior to application.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Oshkosh Homeownership Program
Step 1: Pre-applications accepted July 15 through August 15 each year only. $85 application fee required. All adult household members must pass background check and complete 200 to 400 hours of sweat equity. Contact Habitat for Humanity of Oshkosh at (920) 235-3535.
Notes
Wisconsin is a marital property state so married couples must apply jointly. Bankruptcy or foreclosure must be satisfied for at least 2 years. Habitat builds new construction homes within City of Oshkosh limits.