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Habitat for Humanity of Oshkosh Homeownership Program

Administered by:
Habitat for Humanity of Oshkosh
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable mortgage with 0% interest (home sold at no profit)
Monthly mortgage payments based on household income. Includes principal, property taxes, and homeowners insurance (escrow).

Eligibility

  • Income limits: Gross annual income between 30% and 80% of median income for Oshkosh-Neenah area, based on family size
  • First-time buyer required: No
  • Credit score minimum: 525
  • Geographic restrictions: Must live or work in Oshkosh, Omro, or Winneconne for at least 6 months prior to application.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Oshkosh Homeownership Program

Pre-applications accepted July 15 through August 15 each year only. $85 application fee required. All adult household members must pass background check and complete 200 to 400 hours of sweat equity. Contact Habitat for Humanity of Oshkosh at (920) 235-3535.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)