Habitat for Humanity of the River Valley Homeownership Program

Administered by: Habitat for Humanity of the River Valley · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with 0% interest mortgage (Zero-Interest Loan)

Homeowners pay a monthly mortgage at 0% interest until the cost to build the home is fully repaid.

Eligibility

  • Income limits: Based on need; low-income families prioritized
  • First-time buyer required: No
  • Geographic restrictions: Huntsville and Madison County area.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of the River Valley Homeownership Program

Step 1: Apply directly to Habitat for Humanity of the River Valley at 400 Pratt Ave NW, Huntsville, AL 35801. Call 256-533-2282. Selection is based on level of need, willingness to partner (sweat equity hours), and ability to repay.

Notes

Established in 1987. Homebuyers invest hundreds of hours of sweat equity working alongside volunteers. Partners with City of Huntsville Community Development.

Cities Where This Program Is Available