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Get Matched Free →Habitat for Humanity Saint Louis Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage on a new or rehabilitated Habitat home
Buyers receive a 0% interest mortgage sized to their income (not forgiven). Sweat equity replaces a traditional down payment.
Eligibility
- Income limits: Household income typically between 25% and 80% of Area Median Income (AMI)
- First-time buyer required: Yes — Must demonstrate need for stable housing and inability to qualify for conventional financing.
- Geographic restrictions: Serves the City of St. Louis and the greater St. Louis metro service area.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity Saint Louis Homeownership Program
- Attend a Habitat Saint Louis information session to learn the program.
- Submit an application and complete an income / credit review.
- Complete 250+ hours of sweat equity on your home and other Habitat builds.
- Complete required homebuyer education and financial fitness classes.
- Purchase your home with a 0% interest mortgage tailored to your income.
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