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Habitat for Humanity of Sangamon County

Administered by: Habitat for Humanity of Sangamon County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Below-market home with 0% interest Habitat mortgage (Zero-Interest Loan)

0% interest loan held by Habitat. Borrower pays only the subsidized cost of the home over the term of the loan.

Eligibility

  • Income limits: Low-income families; annual HUD-based income guidelines.
  • First-time buyer required: No
  • Geographic restrictions: Sangamon County, Illinois (including Springfield).
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Sangamon County

Step 1: Apply through Habitat for Humanity of Sangamon County, located at 2744 S. 6th Street, Springfield, IL 62703. Complete sweat-equity hours, homebuyer education, and financial counseling.

Notes

Offers homeownership opportunities to families unable to obtain conventional financing.

Cities Where This Program Is Available