See programs you qualify for
Get Matched Free →Habitat for Humanity of South Hampton Roads Homeownership Program
Funding status: Active
How much assistance
Affordable home purchase with 30-year fixed-rate mortgage capped at 30% of household income
Affordable mortgage with payments no greater than 30% of income at closing.
Eligibility
- Income limits: Must demonstrate need for affordable housing and ability to pay an affordable mortgage.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Serves Chesapeake, Isle of Wight, Norfolk, Portsmouth, Smithfield, Suffolk, and Virginia Beach.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of South Hampton Roads Homeownership Program
Complete a Habitat for Humanity homeownership application during an open application period. Must complete 200 hours of sweat equity and 12 homeownership classes. Applications for the 2027-2028 build season begin in Spring 2026.