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Get Matched Free →Habitat for Humanity of Springfield, MO Homebuying Program
How much assistance
Affordable mortgage on a new-build or renovated Habitat home, sold at the cost of materials and professional services (no profit) (Zero-Interest Loan)
Buyers receive a 0% interest mortgage on their home. Not forgiven — repaid monthly over the life of the loan at a payment lower than a conventional mortgage.
Eligibility
- Income limits: Must meet Habitat income guidelines for Partner Homebuyers; typically serves low-to-moderate income households.
- First-time buyer required: No
- Geographic restrictions: Serves residents of Greene, Christian, and Webster Counties. Partner homebuyers must be willing to live where Habitat is building/renovating (currently Greene County, MO).
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Springfield, MO Homebuying Program
Step 1: 1. Attend a Habitat Springfield information session or request an application. Contact Nancy Williams, Partner Services Director, at 417-829-4001 x 105. 2. Submit an application during one of Habitat's twice-monthly application sessions. 3. Complete the Tools for Life financial and homeownership education curriculum. 4. Complete required sweat equity hours on your home and other Habitat builds. 5. Close on your home with a 0% interest Habitat mortgage.
Notes
Homebuyers partner directly with Habitat through the full build/renovation process. Sweat equity and Tools for Life education are core requirements.