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Get Matched Free →Habitat for Humanity St. Charles County Homeownership Program
Funding status: Active
How much assistance
Affordable Habitat-built or rehabilitated home sold with a 0% interest mortgage; monthly payment sized to be affordable to the family's income.
Not a forgivable loan — buyer pays back the home purchase via an affordable 0% mortgage over the term of the loan.
Eligibility
- Income limits: Typically 30%-80% of Area Median Income for St. Charles County, as set by HUD. Contact Habitat St. Charles for current income bands.
- First-time buyer required: No
- Geographic restrictions: Home must be located in St. Charles County, Missouri. Applicants must meet Habitat's need, ability-to-pay, and willingness-to-partner (sweat-equity hours) requirements.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity St. Charles County Homeownership Program
Contact Habitat for Humanity of St. Charles County at 636-978-5712 to request a homeownership application. Qualified applicants must demonstrate housing need, ability to pay an affordable mortgage, and willingness to partner with Habitat (including completing sweat-equity volunteer hours and homebuyer education).
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