See programs you qualify for
Get Matched Free →Habitat for Humanity of Sumner County Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with 0% interest; payments capped at 30% of gross monthly income
Affordable monthly mortgage payments tailored so they do not exceed 30% of gross monthly household income. No interest charged.
Eligibility
- Income limits: Must meet low-to-moderate income guidelines for Sumner County
- First-time buyer required: Yes — Must demonstrate need for adequate housing.
- Geographic restrictions: Must reside or work in Sumner County, TN, or reside in a nearby county without a Habitat affiliate
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Sumner County Homeownership Program
Submit an application to Habitat for Humanity of Sumner County. Selection is based on level of need, willingness to partner with Habitat, and ability to repay an affordable mortgage. Complete 200 hours of sweat equity per adult applicant working on Habitat homes and at the Habitat ReStore. Complete required homebuyer education courses. Contact Habitat for Humanity of Sumner County in Gallatin, TN for application details.