Habitat for Humanity Tuscaloosa Homeownership Program

Administered by: Habitat for Humanity Tuscaloosa · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with 0% interest 30-year mortgage (APR less than 1%) (Zero-Interest Loan)

Homeowners pay an affordable monthly mortgage at 0% interest over a 30-year term. Most closing costs can be financed into the mortgage.

Eligibility

  • Income limits: Low-income families based on need and ability to pay
  • First-time buyer required: No
  • Geographic restrictions: Tuscaloosa County, Alabama.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Tuscaloosa Homeownership Program

Step 1: Visit habitattuscaloosa.org for current application information and orientation dates. Habitat partners with HomeFirst, a financial wellness initiative from the University of Alabama's Center for Community-based Partnerships, to prepare applicants for homeownership.

Visit program website

Notes

Builds energy-efficient homes in partnership with homebuyers and volunteers. Homebuyers invest sweat equity hours. Partners with University of Alabama HomeFirst financial wellness program for pre-purchase education.

Cities Where This Program Is Available