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Get Matched Free →Habitat for Humanity of Washington County (MN) Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage on a Habitat-built or Habitat-renovated home; sweat equity required
Mortgage payments structured to be affordable; ongoing primary residence requirement.
Eligibility
- Income limits: 50%-80% of HUD area median income (AMI)
- First-time buyer required: Yes — HUD definition of first-time homebuyer (no ownership interest in a primary residence in the past 3 years).
- Credit score minimum: 600
- Geographic restrictions: Habitat-built or Habitat-renovated homes in Washington County, Minnesota; Woodbury has been one of the affiliate's most active build markets, with 50+ Habitat homes built in the city.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Washington County (MN) Homeownership Program
Step 1: Confirm household income falls between 50% and 80% AMI and that you have a minimum credit score of 600 with no collections, charge-offs, unsatisfied public records, or bankruptcies within the last seven years.
Step 2: Apply through Habitat for Humanity of Washington County during an open application window.
Step 3: If selected, complete 200 sweat equity hours per household and a HUD-approved homebuyer education course.
Step 4: Close on the Habitat home with an affordable mortgage and move in.
Notes
Eligibility details (50%-80% AMI, 600 credit score minimum, 200 sweat equity hours per household) verified via Habitat for Humanity of Washington County's homeownership program page.