Habitat for Humanity of West Bay and Northern RI Homeownership Program

Administered by: Habitat for Humanity of West Bay and Northern Rhode Island · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable no-interest mortgage on Habitat-built home (Zero-Interest Loan)

Eligibility

  • Income limits: Low to moderate income families
  • First-time buyer required: Yes
  • Geographic restrictions: Serves Burrillville, Coventry, Cranston, Cumberland, East Greenwich, Foster, Glocester, Johnston, Lincoln, North Scituate, Smithfield, Warwick, West Greenwich, West Warwick, and Woonsocket.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of West Bay and Northern RI Homeownership Program

Step 1: Contact Habitat for Humanity of West Bay and Northern RI at (401) 732-6407 or email connect@habitatriwestbay.org. Visit their office at 690 Nate Whipple Hwy, Cumberland, RI 02864. Complete the inquiry form online to learn about homeownership opportunities.

Notes

Habitat houses are sold at no profit with affordable, no-interest loans. Applicants must demonstrate need for better housing, ability to pay an affordable mortgage, and willingness to complete required sweat equity hours. This is a different affiliate from Habitat for Humanity of Greater Providence and East Bay.

Cities Where This Program Is Available