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Get Matched Free →HAPI Down Payment & Closing Cost Assistance (Brown County)
Funding status: Active
How much assistance
$3,500 (Brown County); up to $5,000 in surrounding HAPI service counties
Non-forgivable, 0% interest deferred loan in Brown County. Balance is repaid at sale, cash-out refinance, or transfer of title. In other HAPI counties, the same product is offered as a $3,500 forgivable Housing Opportunity Fund grant.
Eligibility
- Income limits: At or below 80% Area Median Income for the applicable county.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Brown County (loan version) and 16 surrounding NE South Dakota counties (grant version): Beadle, Campbell, Day, Edmunds, Faulk, Hand, Hughes, Hyde, Marshall, McPherson, Potter, Roberts, Spink, Stanley, Sully, and Walworth.
- Homebuyer education required: Yes
How to Apply for HAPI Down Payment & Closing Cost Assistance (Brown County)
Contact HAPI at (605) 225-4274 or (888) 224-4274. Complete the no-cost HAPI Homebuyer Education course before closing. Submit application with mortgage pre-approval.
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