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Here to Stay Community Land Trust

Administered by: Here to Stay Community Land Trust · Nonprofit · Silent Second Mortgage

Funding status: Active

How much assistance

Below-market home prices through CLT model (Silent Second Mortgage)

Resale restrictions preserve affordability for future buyers. Shared appreciation based on CLT formula.

Eligibility

  • Income limits: Low- to moderate-income households; legacy families prioritized.
  • First-time buyer required: Yes — First-time homebuyer required.
  • Geographic restrictions: Hermosa, Avondale, Humboldt Park, and Logan Square neighborhoods of Chicago.
  • Homebuyer education required: Yes

How to Apply for Here to Stay Community Land Trust

Step 1: Attend Here to Stay orientation. Complete homebuyer education. Apply through the organization to view available CLT inventory.

Notes

Portfolio of nearly 50 units. State of Illinois awarded million to expand to 20 additional units.

Cities Where This Program Is Available