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Habitat for Humanity of South Central Minnesota Homeownership Program

Administered by:

Habitat for Humanity of South Central Minnesota

· Nonprofit · Government-Insured Mortgage

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built or Habitat-renovated home; 200 hours of sweat equity required in lieu of a traditional down payment

Affordable Habitat mortgage; no traditional forgiveness — sweat equity replaces down payment.

Income limits: Households must demonstrate need for adequate housing and meet Habitat's income guidelines (typically 30%-80% AMI; confirm with affiliate).
First-time buyer required: No
Geographic restrictions: Service area covers Blue Earth, Le Sueur, Nicollet, Sibley, and Watonwan counties in south-central Minnesota.
Homebuyer education required: Yes

Free eligibility check

Check if you qualify for Habitat for Humanity of South Central Minnesota Homeownership Program