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Habitat for Humanity of South Central Minnesota Homeownership Program

Administered by:

Habitat for Humanity of South Central Minnesota
· Nonprofit · Government-Insured Mortgage

Funding status: Active

How much assistance

Affordable mortgage on a Habitat-built or Habitat-renovated home; 200 hours of sweat equity required in lieu of a traditional down payment

Affordable Habitat mortgage; no traditional forgiveness — sweat equity replaces down payment.

Eligibility

  • Income limits:
    Households must demonstrate need for adequate housing and meet Habitat's income guidelines (typically 30%-80% AMI; confirm with affiliate).
  • First-time buyer required: No
  • Geographic restrictions:
    Service area covers Blue Earth, Le Sueur, Nicollet, Sibley, and Watonwan counties in south-central Minnesota.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of South Central Minnesota Homeownership Program

Step 1: Submit a pre-application form online at habitatscmn.org. Office located at 1730 Bassett Dr, Mankato, MN 56001. Phone (507) 388-2081, Mon-Fri 8am-5pm.

Cities Where This Program Is Available