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HOME Consortium Down Payment Assistance (Washington County)

Administered by: Washington County Community Development Department · County · Forgivable Loan

Funding status: Active

How much assistance

Up to $10,000 (Forgivable Loan)

Forgiven over 5 years of owner-occupancy at 20% per full year. Full repayment required if home is sold or no longer primary residence within 5 years.

Eligibility

  • Income limits: At or below 80% of area county median income
  • First-time buyer required: No
  • Geographic restrictions: Must purchase within Jefferson, Washington, Ozaukee, or Waukesha County (HOME Consortium members)
  • Homebuyer education required: Yes

How to Apply for HOME Consortium Down Payment Assistance (Washington County)

Step 1: Contact the Washington County Community Development Department to confirm current funding availability. Complete the required HOME Consortium homebuyer counseling program. Work with a participating lender to apply for the DPA loan alongside your mortgage. The home must pass a HOME Consortium code requirements inspection before closing.

Visit program website

Notes

Part of the four-county HOME Consortium (Jefferson, Washington, Ozaukee, Waukesha). DPA can be combined with other down payment assistance programs including state, Federal Home Loan Bank, or HUD programs. Housing debt-to-income ratio minimum 18%, total DTI maximum 50%. Purchase price must be below HUD limits for the county.

Cities Where This Program Is Available