Homeport Down Payment Assistance Program

Administered by: Homeport · County · Forgivable Loan

Funding status: Active

How much assistance

Up to $6,000 ($4,000 for down payment plus $2,000 for closing costs) (Forgivable Loan)

Forgiven after 6 years if all terms are fulfilled

Eligibility

  • Income limits: At or below 80% of HUD median income guidelines (Columbus MSA)
  • First-time buyer required: Yes — Must be a first-time homebuyer or not have owned a home in the past 3 years
  • Geographic restrictions: Properties must be in Franklin County, OUTSIDE the City of Columbus jurisdiction
  • Homebuyer education required: Yes

How to Apply for Homeport Down Payment Assistance Program

Step 1: Contact Homeport at 614-221-8889 ext 148 or dpa@homeportohio.org. You must complete HUD-certified housing counseling through Homeport or another HUD-approved agency and have a certificate at the time of application. A minimum of $500 in personal funds is required as an equity contribution.

Notes

Applicant must have $500 of personal funds available (exclusive of loans/credits) as equity contribution.

Cities Where This Program Is Available