This program is currently closed and not accepting applications.
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Get Matched Free →HomeSTL First-Time Homebuyer Assistance
Funding status: Closed
How much assistance
Up to $50,000 ($40,000 base + $10,000 Qualified Census Tract bonus)
0% interest, no monthly payments. Forgiven over 15 years of owner-occupancy.
Eligibility
- Income limits: At or below 120% Area Median Income (AMI)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Property must be located within the City of St. Louis boundaries.
- Homebuyer education required: Yes
How to Apply for HomeSTL First-Time Homebuyer Assistance
- Confirm the property is in the City of St. Louis.
- Complete a HUD-approved homebuyer education course.
- Get pre-approved with an approved participating lender.
- Reserve funds through your lender once SLDC reopens the program.
- Close on your home and occupy as your primary residence for the full 15-year term.
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