Homeward Norfolk Down Payment Assistance Program

Administered by: Norfolk Redevelopment and Housing Authority (NRHA) · City · Deferred Loan

Funding status: Active

How much assistance

Up to $40,000 for households between 80% and 120% AMI. Up to $60,000 for households under 80% AMI. (Deferred Loan)

Terms vary. Provided as deferred forgivable loan with affordability period.

Eligibility

  • Income limits: Households under 120% of Area Median Income. Higher assistance for households under 80% AMI.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home in targeted Norfolk neighborhoods including Ingleside, Monticello Village, or Oakdale Farms.
  • Homebuyer education required: Yes

How to Apply for Homeward Norfolk Down Payment Assistance Program

Step 1: Contact the Norfolk Redevelopment and Housing Authority (NRHA) to apply. Complete homebuyer education. Home must be in an eligible Norfolk neighborhood.

Visit program website

Notes

Geographic restrictions apply to specific Norfolk neighborhoods. Verify current eligible neighborhoods with NRHA.

Cities Where This Program Is Available